Pratt Financial Services is an Atlanta based private equity firm specializing in the financial services arena, with a particular focus in community banking, commercial finance, and consumer finance companies.  Pratt Financial is an affiliate of Pratt Holdings, a global manufacturing leader of paper and paper based packaging products based in Australia and the United States.

Community Banking

We believe community banking is an excellent area for investment, as the consolidation in the banking arena has created demand by customers who want a high standard of personalized service that is most effectively delivered by a small community bank dedicated to superior customer focus. We will invest in a majority or minority interest in de novo as well as established community banks.

Commercial/Consumer Finance

In the areas of consumer and commercial finance, the changing dynamic of credit parameters among the leading financial institutions has led to a large segment of potential borrowers who are unable to access capital. Pratt Financial Services is seeking majority and minority investments in companies that have demonstrated an ability to effectively manage the risk reward ratio in this sector, yielding above average returns.